Save Money on Payment Processing

Most businesses get blindsided with hidden charges by payment processors that handle credit card transactions. At CoCard, we cut through the fine print with straightforward solutions to boost your bottom line.

Expert merchant services tailored for your business

  • Customer Support

    Responsive Customer Care & Support

    Personal service provider to support your business needs.

  • Process Integration

    Integrated Tools to Streamline Your Process

    Streamline your payment processes with seamless functionality in your existing systems.

  • Niche Industries

    Deep Experience In Niche Industries

    Expertise with cash-based healthcare, auto parts & repair, e-commerce, B2B, and more.

Looking for Credit Card Processing in Wisconsin?

Or any of the other 49 states?

Most businesses settle for big-name payment processors, partnering with companies that make too-good-to-be-true promises. 

But then, when something goes wrong, their processor’s customer “service” is hidden behind a 1-800 number and impersonal, automated prompts! Even worse, at the end of every month, payment statements reveal higher-than-expected fees and hidden charges.

You deserve better!

Slash your processing fees..NOT your expectations.

At CoCard, we tailor our solutions to fit your unique operational needs. We pride ourselves on responsive customer support that keeps your business running smoothly. We’re also transparent, educating our clients so they understand the fees they’re currently paying and how they can save precious dollars every month. 

When you work with Karen Widas and the CoCard team, you will experience:

✔ Competitively low processing fees when accepting credit card payments

✔ Cutting-edge, fully integrated tools to work with your existing systems

✔ Options for legally passing credit card fees along to your customers

✔ Simple, no-BS solutions so you can focus on running your business smoothly

✔ Streamlined process for switching service providers

Let’s be honest: You don’t have the time to worry about your payment processes. Let us take the stress off your plate! We will help you find the best possible solutions for your business. 

Karen Widas chair phone

Meet Karen Widas

Karen Widas has been providing personalized payment processing services through CoCard since 2009. She loves helping businesses navigate this confusing (yet necessary) component of their business operations. Karen acts as her clients’ personal concierge, navigating the world of payment processing with expertise and enthusiasm.

Click here to learn more about Karen’s journey!

I was using QuickBooks Online for my invoicing and payment processing because of the convenience. 

 I knew I was paying too much in processing fees, but I wasn’t willing to deal with the hassle of receiving payments in a separate system and manually entering the info into QuickBooks.

Karen recommended that I leverage her payment processing and a solution that easily integrates with QuickBooks to process client payments.

He solution and QuickBooks sync automatically. The switch was easy and I’m saving 10% on my processing fees.

I highly recommend talking to Karen about how you can save money on credit card processing.

– Melissa Swink - Founder & CEO, Melissa Swink & Co.

“Working with Karen at CoCard was a no brainer once we sat down, met, and discussed our options. As a cash-based performance physical therapy and sports medicine clinic, many of our patients utilize HSA funds, and then some use debit/credit cards. As we are solely a cash clinic, seeing the amount of fees taken out of each transaction was gut-wrenching at times. Our new system has saved us a TON of money in processing fees, which in turn is more money to invest into our business.

The customer service that Karen provides is second to none. She met with us, educated us on a few different options, and gave her recommendation as to which plan she felt worked best for us.

The only regret we have is not starting with her sooner!

If you are a cash-based performance physical therapy clinic, we highly recommend working with her!”

– Trevor Folker, MS, LAT, ATC, PES - Owner, MVMT Performance & Rehabilitation

“5 star review :)

 After working with another credit card processing system for a year and a half, I switched to Karen at CoCard.

The decision made sense not only financially as I have saved in processing fees, but it also made sense because the customer service I received was incomparable.

Karen made the transition seamless, smooth, and easy. It felt like having a friend on my side to help me navigate technology and work efficiently with new avenues I didn't get access to before.

I highly recommend working with Karen and CoCard  to improve your credit card processing and payment needs.”

– Dr. Christa D’Egidio - Owner, Limitless Physical Therapy

Let’s Work Together!

Are you ready to get the personalized, one-on-one support you deserve? We take the time to understand your business, your systems, and your customers so we can provide the very best solutions. 

Step 1: Book a Call

Chat with Karen for about 30 minutes so she can learn about your business and current payment processing setup.

Step 2: Receive a Quote

After reviewing your payment statements, Karen will provide a breakdown of what you’re currently paying and how CoCard can provide a better solution. If she can’t beat your current rate, she will let you know! 

Step 3: Get Started 

Karen’s onboarding process is simple and streamlined. Clients aren't locked into a long commitment, because all contracts are month-to-month. 

Step 4: Evaluate Promises

After one full month of processing, Karen will review your statements to make sure you’re receiving what she promised. 

Step 5: Ongoing Support

Karen is available for on-the-spot, real-time solutions and troubleshooting. Contact her directly with any questions or issues!